I feel like I did pretty well writing about insurance related gifts in the first installment of The Not At All Annual Phoenix Insurance Holiday Gift Giving Guide 2016. I also did a really good job of researching that first blog for gifts, and I ended up with enough to do a part two. As the great Jerry Reed once said, “when you’re hot you’re hot” , and I am about as hot as I am going to get at doing this task for our independent insurance agency. As I look out of the window here at our Dallas World Headquarters, the weather is beautiful, and the boss is buying lunch for our office, and promises to unchain me from the blogging table as soon as I write a few more blogs about home insurance, and auto insurance.
Buckle up, buttercup; here are more of the best gifts for 2016 that might just help to keep your auto insurance and home insurance rates down.
- Vino To Go Double Wall Acrylic Tumbler. $10.79 for two.
So I know it says “to go”, but I am legally bound as an insurance man to say that you shouldn’t use these for “to go” wine situations, unless you are just a passenger. I think they are a great gift for your friend who has a white carpet but loves red wine. There are lots of home insurance policies that cover “all risks”, including a red wine stain on the white carpet. Obviously, avoiding making a claim for a red wine stain will keep your friend’s house insurance rates down, which is a wonderful gift for you to give. As a bonus, there will be broken glass should they refill too many times and fall down. I think it was Ben Franklin who said, “A plastic tumbler that looks like a wine glass keeps the liability insurance claims away!”
- D-Link Wifi Water Sensor $59.99
Like the Nest smoke detector we talked about last time, this is one of those fancy new “connected home” devices. This one will alert you via an app on your phone if you have sudden water rising problems, and are not at home. Inevitably, that’s when you are going to have flooding problems, and guess what – flooding absolutely ruins your home insurance rates. If you can find out immediately, you have a better change of limiting damage to your home, bumping that water damage insurance claim up, and washing away your home insurance savings. (See what I did there?)
- CellControl Drive ID $129.00
This neat gadget is a “jammer” of sorts for your teen’s (or your own) cellphone that keeps you from texting while your car is moving. I can about guarantee that your teen won’t see this as a gift, but hey, they also don’t really understand that life is a gift, am I right? Texting is a big problem while driving; look around sometime. 2/3rd of drivers are out there driving distracted, paying attention to their phones rather than piloting their 3000 pound death machine. Obviously not having a car accident will keep your auto insurance rates down, and keeping your 17 year old from killing people while he texts his buddy an “LOL” at the dank meme he sent will keep you from having a liability insurance claim on your record. Win/Win.
- Fire Resistant 8 Gun Safe. As low as $349.00
Sure, this is a gift for the gun lover in your life; but it’s also a gift for anyone who has things to protect. The little personal sized fire safes are all well and good, but they are small, and don’t hold much. This safe will resist fire, can bolt to the floor, and hold lots of things – so it’s actually three gifts in one. It protects your stuff in general, and it protects you from making a theft claim on your homeowners insurance, as well as making an inflated fire claim on your house insurance. (I know they are the same thing, but hey, this is an insurance blog, so deal with my keywording, will you? )
There you have it: lots of gifts you can buy that have the potential to keep the recipients paying the lowest rate for their auto insurance, home insurance, and even their liability insurance. Now the big question is “how can I afford to buy these gifts? “. There are a couple of answers to this question, and the first is that love has no price tag. The second answer is for you to call us today for an car insurance or home insurance (or even an insurance package) quote today. Our licensed advisers will make the process simple, and you will wonder why you haven’t given yourself the gift of great insurance service until today.
Have a happy holiday season from all of us here at The Phoenix Insurance.